Products and Services Offered While our firm offers a comprehensive suite of financial products and services detailed below, our focus is on employing active management strategies to pursue various goals.In the late 1990’s Mr. Fox-Smith developed his first Sector Rotation strategies and has been managing client assets with this approach for over 20 years. We have been through some fairly significant up and down markets in that time, which has tested his models thoroughly. Over the years, and in response to the needs of many of his aging clients, he began to develop other active investment strategies to work alongside the Sector Rotation concept. Those strategies include Trend Timing, which is primarily a risk abatement strategy, Alternative strategies, and several others. While they all have different goals, objectives, and risks, all of his custom designed strategies focus on a core in a client’s account that is invested for the long term with a sleeve that is managed actively in order to be opportunistic and to protect a client’s assets from the market. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. We can help you address:Valuing your small businessA partner to negotiate business dealsShort term actions that bring long term successInvesting principles and strategiesBuy/sell strategies for business ownersRetirement investing and distribution strategiesEstate conservation issuesRisk management analysisPlanned givingLife insurance solutionsWe also can answer your questions, including:How can I get solid long term performance without huge market losses?How do I plan for the transition of my business to a successor?Can I retire early?What is my business worth?Are my investments working hard enough?What is a good approach for college savings?What are the elements of a sound estate strategy?Do I have enough life insurance for my family?How do I leave a legacy not just to my family, but to the community at large?Our experienced professionals have helped many people just like you with similar issues and concerns. We can help you create an approach that is designed to address your individual situation. WEALTH MANAGEMENT STRATEGIESFiduciary Services of an Accredited Investment Fiduciary (AIF®)Tactical Asset ManagementRisk Abatement StrategiesSector Rotation StrategiesCustomized Separate Account ManagementStrategic Allocation StrategiesQLAC PlacementFINANCIAL PLANNING SERVICESComprehensive Financial PlanningLong Term Income PlanningTax Advantaged PlanningRelocation Tax IssuesRepresentation Before the IRSBusiness Start Up, Counsel and Corporate TaxesIncome & Gift Tax StrategiesMedicaid PlanningEstate and Elder Care PlanningCollege PlanningINVESTMENTSCommon and Preferred StocksOptionsMutual FundsExchange Traded FundsCorporate BondsMunicipal BondsTreasury Bills, Bonds and NotesGovernment SecuritiesBrokerage AccountsSocially Responsible InvestmentsIRA Accounts: Traditional, Roth,SEP, Simple IRAQualified Plans (401k, 403b, TSA’s, Etc.)Variable, Fixed, Indexed, and Immediate AnnuitiesCollege Savings Accounts: 529 Plans, Educational IRA’sTRANSITION PLANNING AND CONSULTINGSuccession PlanningBusiness ValuationsTransition Consulting and Mediation between buyer and seller.Retained Transition Specialist as ConsultantAll Buy/Sell Documents, Contracts and Agreements for Both Parties, Customized for Your Unique Transition Plan.*Turnkey transition plans customized to suit your timeline.Proven Client Retention Tools and Strategies including workshops, letters, and marketing.Support and templates for additional client retention activitiesPayment structure and taxation consultation to ensure the payment plan meets IRS guidelines regarding characterization of payments.Accounting consultation to assist in setting up easily maintained systems for tracking and reporting after the close.Risk equity analysisGeneral advice on anything related to the transition. *Fox-Smith Wealth Management is not a law firm and does not provide legal advice. We recommend that you have the sample agreements we provide reviewed by an attorney prior to execution.